Mutual Funds vs Stock Market | Kaha Karein Invest?
Doston, aaj ka video start karne se pehle kuch numbers aapke saamne rakhunga, pehle in numbers ko dehiye.
1. Budget 2021 ke baad se, 6750 Crore, corporate bond portfolio se withdraw kiya gay hai, jo pichle 23 saalon me sabse bada withdrawl hai.
2. Stock funds se 10470 crore withdraw kiye gaye hai, lagataar 7 mahino se withdrawl chal raha hai. Ye sabse bada amount hai November ke baad se
3. Overnight aur liquid funds me 16,780 Crore invest kiye gaye hain, money market funds me 9580 crore rs invest kiya gaya hai.
Ye data Association of mutual Funds ne publish kiya hai tuesday yaani 9th March 2021 ko. Kya samajh rahe hain? Mutual Funds me se paisa bahar kyun uthaya jaa raha hai? Iske saath budget ka kya rishta hai? Kya Mutual Funds se Stock market me invest karna accha choice hoga? Ye saari baaton ka jawab main aapko aaj ke video me dunga. Lekin uske liye video ke end tak bane rahiye, channel ko subscribe kijiye aur bell icon ko daba dijiye.
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Agar aap ko ghar baithe paisa kamana hai aur Share Market me trading karna hai to aapke liye best option hai Angel Broking ka demat account. Yahan aapko pehla saal account maintenance charges free milega, minimum broking charges of flat 20 INR/ Deal, aur uske saath aapko milega specialzed Robo Order ki facility, jiske zariye aap Angel broking ka special Articificial Intelligence Driven predictive analytics system ka faida le sakte hain. ye aapke age, salary, aapka preferences ke hisaab se aapko bata dega ki kaunse stocks ya investment plan aapke liye bilkul sahi hoga. Iske alava, Angel Broking India ka no 1 full service broker hai, jiska matlab ye hai ki aap ko special advisories and portfolio managers jaise alag alag advantages milenge. To der na karie aur description me diye gaye link par click karke aaj hi Angel Broking me apna free demat account kholiye.
Bond Yield and mutual Fund withdrawal
Budget 2021 me Nirmala Sitharam ne ye baat saaf saaf kahi thi ki sarkar desh ke infra and economy ko jump start karne ke liye, borrowing badhane waale hai. Sarkar kisse borrow karti hai? Public se, aur bank se. Kaise? Bonds ke zariye. Jitna zyada sarkar paise uthayegi, utna zyada banks ko aur public ko bonds pe returns dena padega. Matlab, sarkar ka kharcha badhega, aur bonds pe yield bhi badhega. Aane waale 3 saal me mature hone wale, top rated corporate rupee notes ke yield me 74 basis point ka increment hua hai.
Ab samajhte hai ki Mutual Funds aapka paisa kaha invest karte hain? Ye data aapko, aapke fund details me milega ki apaka fund kaunse bonds, ys stocks, ya company ke upar invest kar raha hai. Normally jo high rated bonds yaani AAA rated bonds pe invest karte hain, un funds me security zyada hota hai, aur isliye returns kam. Aur thoda mid level rating waale bonds and stocks pe invest karne waale funds me interest rate zyada milta hai, kyun ki risk bhi zyada hai. Lekin finally, kaun se bond ya kaunse stock pe aapka fund paisa lagayega, wo determine aapka fund manager karega. Ye ab tak safe maana jaata tha, kyun ki ye saari MF companies ka research and security team, kaafi efficient hoti hai.
Lekin jaise hi sarkar ka borrowing badha hai, waise hi bond market se log aur investors paisa nikal ne lage hain. Kyun ki unko aia lag raha hai ki sarkar ka financial situation itna strong nahi hai, kuch bonds ke cases par, jisme long term invest kiya jaa sake. Aur jab sarkar khud banks se paisa le rahi hai, to banks bhi apna paisa kahi aur na lagake sarkar ko de rahe hain,unke projects ke liye, unko iska accha return mil raha hai. Iska matlab hai ki Mutual Fund sector me se general public aur financial institution, dono ki taraf se withdrawl ho raha hai.
Stocks pe kyun investment karein?
Digital revolution ke wajah se desh me lagbhag 60% trader, aaj kal well aware hai ki kaunsa stock kaha jaane waala hai, uska kya status hai, strength and weakness kya kya hai. Influencers ki madad se bhi desh ke investors ko har din ye khabar mil jaata hai ki kaha paisa lagane se unka immediate fayda ho sakta hai. Yaani stock market ek aisa money making market ai jaha par thoda sa knowledge and practical trading gyan hone se, aap jaldi paisa kama sakte hain. Isi wajah se Indian stock market me record number of clients addition hua hai lockdown ke time par. Sensex and Nifty ne record mark touch kiya hai. Ye tab hua hai jab desh ki economy sabse bure daur se jaa rahi thi.
Ab is ka matlab ye hai ki investor ke paas choice hai, ya to wo koi fund manager ke knowledge pe bhaorsa kare, systematic investment pan me saalon invest kareinn, aur fir ek time ke baad se return milna chahlu hota hai. Ya to equity yaani stock market me paisa lagaye, intraday ya delivery ka option choose karein, aur market ke positivity ka fayda uthate hue, regular paisa income kare.
Uske upar, Mutual Fund ko lekar ek tension ye tha ki Franklin templeton ke 6 Mutual Funds, jinhone accha perform kiya tha, fir bhi unko band kar diya gaya April 2019 me. Uske baad se uspar case hua hai, ED and SEBI ne money laundering ka probe chalu kya hai. Yaani poora mamla garam hai Mutual Fund investment ka. Isiliye shayad retail investors, filhaal Stocks keupar apna ficus daal rahe hain.
Lekin agar aap fir bhi confused hai, to seedhe language me main aapko samjha deta hu.
1. Agar Risk le sakte hain, Blood pressure problem nahi hai - to Stock Market
2. Agar dar lagta hai ki paisa doob jayega, fast response time nahi hai aapka, paisa jama karna for future - Mutual Fund
3. Agar stock market ke baare me kam se kem itna pata hai ki Trading techniques kya hai, entry and exit points kya hota hai, stop loss, intraday, FNO ye sab kya hai, delivery kya hai, put and call kya hai- Stock market
4. Agar sirf tax bachana hai, lekin aapke paas time nahi hai share market ko samajh ne ke liye - Mutual Fund
In 4 points ko follow kijiye, apne aapko classify kijiye, logo ki baaton ko suniye, lekin kijiye wahi jo aapka skill set aur aapka pocket allow karein.